1. Modifications to Terms
Churchill-claims.com reserves the right to update or modify these Terms and Conditions at any time without prior notice. It is your responsibility to review this page periodically for changes. Continued use of the site after changes have been made constitutes your acceptance of the revised terms.
2. Eligibility
You must be at least 18 years of age and legally capable of entering into binding agreements to access or use this Site. If you are under 18, you may not use the Site. If we discover we’ve collected personal information from someone under 18, we will promptly delete it.
3. Jurisdiction and Governing Law
These Terms and any dispute arising under them are governed by the laws of the State of Florida without regard to its conflict-of-law rules. You and Churchill-Claims consent to the exclusive jurisdiction of the state and federal courts located in Miami-Dade County, Florida, except that you may bring qualifying small-claims court actions in your county of residence.
4. Intellectual Property
All content on this site, including text, images, logos, graphics, and software, is the property of Churchill-claims.com or its licensors and is protected by copyright, trademark, and other applicable laws. You may not copy, distribute, modify, reproduce, transmit, or use any content without prior written permission.
5. Prohibited Activities
You agree not to:
- Reverse-engineer, decompile, or disassemble the Site or its components.
- Use automated scripts or bots to access the Site.
- Transmit any viruses, malware, or harmful code.
- Harvest or scrape any data from the Site.
- Impersonate any person or entity or misrepresent your affiliation.
- Interfere with the security or functionality of the Site.
6. User Submissions & Feedback
If you submit feedback, suggestions, or other content (“Submissions”), you grant Churchill-Claims a perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, publish, and display such Submissions in any media. We have no obligation to keep Submissions confidential, to pay you for Submissions, or to respond to them.
7. No Warranties
This website is provided on an “as-is” and “as-available” basis. Churchill-claims.com makes no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or availability of the content or services provided. Users are encouraged to conduct their own due diligence before relying on any information.
8. Limitation of Liability & Claims
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CHURCHILL-CLAIMS’S AGGREGATE LIABILITY EXCEED $100. NEITHER PARTY SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. Any claim arising from your use of the Site must be brought within one (1) year after the cause of action accrues, unless a longer period is required by applicable law.
9. Indemnification
You agree to indemnify, defend, and hold harmless Churchill-Claims and its officers, directors, employees, and agents from any third-party claims, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of your breach of these Terms or your use of the Site.
10. Export Compliance
You may not use the Site in violation of any U.S. export laws or regulations. You warrant that you are not located in, under the control of, or a national or resident of any country that is subject to U.S. government embargoes.
11. Force Majeure
Churchill-Claims will not be liable for any delay or failure to perform resulting from causes beyond our reasonable control, including acts of God, pandemics, government orders, or internet failures.
12. Third-Party Links
The Site may contain links to third-party websites. Such links are provided for your convenience; we do not endorse and are not responsible for their content or practices.
13. Severability; Waiver
If any provision of these Terms is held unenforceable, the remainder will remain in full force. Our failure to enforce any right or provision will not be deemed a waiver of such right or provision.
14. Local Law Compliance
We do not guarantee that materials on this Site are appropriate or available for use in all jurisdictions. It is your responsibility to comply with local laws, including any privacy, export, or consumer-protection regulations.
15. Communications
We are under no obligation to respond to communications submitted via this Site. No compensation will be provided for Submissions unless expressly agreed in writing.
16. Entire Agreement
These Terms constitute the entire agreement between you and Churchill-Claims regarding your use of the Site and supersede all prior agreements, understandings, or representations.
17. Privacy & Cookie Policy
Our Privacy Policy (effective May 1, 2025) explains how we collect, use, and safeguard your personal information. By using the Site, you consent to our practices under that policy and our Cookie Policy. See Privacy Policy and Cookie Policy for details.
18. Contact Us
For legal notices or questions about these Terms, please write to:
Churchill Claims Services
Attention: Legal Department
Email: privacy@churchill-claims.com
Phone: (877) 840-6277